Beehive directly connects investors with businesses

1

Business applies for finance

2

Approved business presented to investors

3

Investors fund the business through our platform

4

Payment made on monthly basis

Innovative alternative finance, such as peer to peer lending, aims to help plug the SME finance gap.

New technology in finance has created the fintech (financial technology) industry. Fintech businesses are online businesses that provide services in a faster, cost effective and more streamlined manner.

It is already a proven and highly successful concept in the US and UK, where it has created exciting new opportunities for investors, faster access to finance for SMEs and a healthy contribution to economic development.

“I would suggest that you don’t wait until you really need it – get registered and find out how Beehive can help your company grow so you’re ready ahead of time.”
Kate Midttun
CEO, Acorn Strategy

Frequently Asked Questions

Beehive is an SME lending platform. Beehive connects investors to creditworthy businesses looking for finance without the use of a conventional intermediary, such as a bank.

Currently, we are able to offer financing between OMR20,000 and OMR80,000 on terms of 6-36 months.

All businesses applying for a finance request on Beehive need to provide the necessary financial and business documentation in order that a full risk assessment can be completed. Creditworthiness is analysed against a list of data-led objectives submitted by the business and validated against third party data where possible. The information Beehive requests is in line with regional bank financing.

Businesses will pay a completion fee based on the finance term of 3%. You will also be charged OMR100 for the site visit and banking transfer fee.
All repayments on Beehive are made through monthly post-dated cheques in line with Omani banking practices.
You must be an established Omani-based business (at least 2 year of trading) with an annual revenue in excess of OMR200K, a growth track record and be either profitable or be able to demonstrate a path to profitability. All business applications go through a detailed credit assessment covering the above and more.
Beehive Financial Technology SPC is registered as an Omani company with commercial registration number 1416221. Beehive Financial Technology SPC is regulated by the Capital Market Authority. All contracts are drawn up under Omani Law.

Access simple, hassle-free finance faster than ever before