Invest Differently
For Solid Returns

Invest in strong, creditworthy businesses on Beehive’s platform

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Peer to Peer Lending

A new asset class of alternative finance and one of the exciting new investment opportunities spawning from the fintech revolution.Investing across Beehive means you can help contribute to the growth of Omani businesses and the local economy.
Sophisticated Investors may have preferential access to funding requests, ahead of Retail Investors. Sign up with Beehive today and make your money work harder.

Global investors have lent over OMR100 Million through Beehive, earning over 10% average ARR*.

Term Finance

Get attractive returns of 10% avg. ARR* with monthly repayments and diversify your portfolio beyond traditional investments.

10% avg. ARR*

Monthly repayments

Easy access to cash

Attractive Returns

How it works​

Beehive’s online platform directly connects creditworthy businesses looking for funding with investors looking to support their growth.

Investing on Beehive is easy

Once you’ve registered, you can find businesses looking for funding on our marketplace and start investing from just OMR500. Find out more about our registration process. 

You control your investments

You control your investments You control how much you want to invest in each funding request. You can also set up Diversification+ which means bids are placed automatically based on your specific investment criteria.

Choose your risk level

Each business investment request is assigned a risk band to help guide investors. All businesses on Beehive are thoroughly credit assessed.

Start Investing on
Beehive Today

quotes
"Beehive is changing the face of personal investment in the Middle East. Not only does it deliver unbeatable returns, it also allows you to place your money directly with local SMEs, who are using the funds to grow their business."
Jon Barber
Jon Barber

Frequently Asked Questions

Beehive is a peer to peer lending platform. Peer to peer (P2P) lending is a form of crowdfunding and refers to investors providing finance to businesses without the use of a conventional intermediary, such as a bank. Our online platform directly connects creditworthy businesses looking for funding with investors looking to support their growth.
Beehive welcomes all applications from most nationalities even if they are not Oman residents, however certain restrictions apply due to local regulations.
Accepted offers are repaid via equal monthly installments and each amount is paid directly into your Beehive account. The profit rate is fixed at the time you make your bid.
Investors will run the strategy. Beehive does not provide guidance on which business to choose for investment.
To be reclassified as a Sophisticated investor, you must contact team@beehive.om. You will also be required to provide proof that you have net assets in excess of OMR 500K* excluding your primary residence *other criteria’s can be discussed based on annual income or angel/corporate investors

You can join Beehive by setting up an account with OMR 5000. The minimum bid on an individual business is OMR 500.

To comply with CMA regulations, maximum exposure to one business on Beehive as a Retail investor is OMR 3000. Total amount of not more than OMR 20,000 within a 12 month period.

For Sophisticated investors, no restrictions on investment amount

*based on average net return in the UAE.
The experienced credit team at Beehive rigorously assesses every application and only lists creditworthy, established businesses on the platform. Whilst we typically list established businesses, we may also list some early-stage businesses and lending to these may involve higher risks. You are lending to SMEs and need to be aware of the risk of default which could result in the loss of all or part of your investment. You may also experience delays in being repaid or may not be able to sell your loan on the secondary market if you wish to do so. As a lender, you should decide on your own risk parameters and diversify investments to limit risk. Find out more about our risk assessment here.

The risk band classification we provide on a Term Finance request is only a guideline and you will need to evaluate the creditworthiness of a Business. Read more here. The financing contract will be directly between you and the Business. Beehive is not party to the contract and you make bids and financing on Beehive entirely at your own risk. Any bid you place will be final and binding unless certain conditions are met as set out in paragraph 6.3.6 in the Terms and Conditions for Investors. If in doubt, you should seek independent financial advice before placing any bid. In the unlikely event that Beehive ceases to exist, lenders may lose part or all of their money, incur costs or experience delays in being repaid.